Car Wash Insurance Coverage Solutions

Our Car Wash Insurance program is committed to cost-effective coverage options while offering the products and services you need to efficiently run your car wash. We understand the needs and exposures you face in this industry. Our exclusive car wash insurance program provides the following coverage solutions.

Learn more about our insurance coverages below.

Property Coverage

  • Building, equipment and contents
  • Replacement cost coverage
  • Business income
  • Additional property features
  • Ordinance or law
  • Hired and non-owned auto
  • Cyber protection
  • Outdoor signs
  • Personal property of others

General Liability Insurance

  • Primary limits of $1 million
  • Medical expenses
  • Car wash care, custody or control coverage
  • Auto service garage liability
  • Data compromise

Our car wash insurance program includes

  • Coverage underwritten by an "A" (Excellent) rated carrier
  • Access to experienced car wash insurance professionals
  • 24/7 online access to insurance policy information
  • 24/7 car wash claims handling
  • 24/7 online access to car wash resources, including articles, news and more
  • Online bill pay

Commercial Excess Limits

  • Limits available from $1 million to $10 million


  • Employee dishonesty
  • Money and securities

Equipment Breakdown

  • Covers sudden and accidental breakdown of the equipment

Off-Premises Utility Interruption

  • Covers loss caused by interruption of utility service
workers comp

Workers' Compensation Coverage

  • 24 hours a day; 7 days a week
  • Care management:
    • On all lost time cases
    • Utilization management
    • Workers' Compensation-focused physician and clinics
  • State-of-the-art software to audit bills